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Not all cell phones are hearing aid compatible. While most modern smartphones, including all iPhones since the iPhone 5, are designed to be hearing aid compatible, this is not a guarantee for all phone models. If hearing aid compatibility is a crucial factor, it's best to check the specific phone model's specifications before purchasing.
That said, in October 2024, the U.S. Federal Communications Commission (FCC) established a rule that requires 100% of mobile handsets, which includes smartphones and cell phones—to employ hearing-aid compatibility (HAC). This rule was largely influenced by members of the HAC Task Force, and HearingTracker recently published an article about trends in Bluetooth and telecoil technology in hearing aids by audiologist Linda Koszma-Spytek, a Task Force members.